Depending on your needs, we offer three great savings options. Only $100 will get you started saving today.
Now, there's no wait! Open a Passbook Savings Account online today.
Passbook savings accounts require an opening balance of $100 minimum, no minimum for minors. Interest is paid on this type of account, with a balance at $100 or greater.
Funds can be accessed by ATM withdrawal or in-person withdrawals at bank. Two in-person withdrawals per month are included at no charge. Should the balance on this account fall below $100, a $2.00 per month service charge is assessed. This monthly charge is waived on minor accounts.
This account can be opened with a balance of $1,000. Interest is paid on tiered amounts. Rate of interest paid increases as balance in account increases.
See our Deposit Rates for more information on the current rates. There is a $10 charge per statement cycle if the balance falls below $1,000 minimum daily balance.
The minimum balance to open this account is $10,000. With a Rate Watchers Index Account, you can earn a special annual percentage yield (APY) on balances of $25,000 or more based the 3 month treasury bill minus 35 basis points updated weekly.. Interest rates are not determined quarterly.
Our Rate Watchers account allows you to invest for higher returns without the high risk. There is instant liquidity, no loss of principal, and you are able to add money any time...even through the mail or electronic transfers. Rate Watchers provides easy access with unlimited in-person withdrawals.
Health Savings Accounts (HSA) are offered to help individuals with high deductible health insurance plans to save money tax-free for qualified medical expenses.
To be eligible for an HSA you must have an annual deductible of $1,200 for an individual or $2,400 for a family.
Watch this video to learn more about Health Savings Accounts at The Vinton County National Bank. Then, see an account representative to get started saving.
Use our Online Demo to Learn more about Mobile Money
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